So, we bought a house! Again!
Obviously I’ve known about it for a while, but I wanted to keep things kind of quiet because the last time we went through this, I had my heart broken. And it was embarrassing.
Little did I know that these kinds of things fall apart with some frequency, but I’d never been in that sort of situation before and I didn’t know what could be right around the corner.
We’re more than halfway through the loan process – the bulk of it is over – and our loan officer gave me permission to 1) tell people what’s going on and 2) to be excited.
So I’m telling you. And I’m very excited.
I’m still trying to temper my excitement because, hello, this is me we’re taking about – I have bad luck. But all of a sudden I’m obsessed – OBSESSED – with Pinterest. And do-it-yourself projects. And fabric for drapes. And mirrors. And finding the perfect shade of greige (grey/beige).
We decided to go with the new construction for a multitude of reasons, the biggest being we could see ourselves living a happy life there.
It’s a great, great house.
It’s in a more rural location, which Allan likes and which I think will be refreshing. I’ve lived in more urban areas my whole life, so this will be a change of pace for me, one I’m looking forward to.
The house is in a big neighborhood, one with a pool, tennis courts and basketball court. It’s a mile from a future nature reserve, which will have soccer fields, trails, a dog park, etc…
The house itself has a fantastic floor plan – big entryway. Open living spaces. A butler’s pantry (we didn’t know what that even was). A study. (This is sounding very fancy, but it’s not. It’s very nice, but not very fancy.) Four bedrooms, 2.5 bathrooms, a bonus room.
I love the staircase – that it’s not straight up and down. I love that the master bathroom has two separate vanities – in our house now, Allan and I share a small one. I love the open layout of the downstairs – that it feels like one big, cohesive, welcoming space. I love that we’ll have a designated guest room, that we won’t have to try to squeeze our families in when they come to visit.
I have a big, huge crush on the house.
It was sort of serendipitous how it all happened. We went to a community of new homes, one we’d been hearing about on the radio. We knew it was in one of the areas we’d like to live, and we knew they had some houses in our price range. So we went to look on a random Saturday afternoon – no joke – because we had nothing else to do.
Allan didn’t even want to start looking for a new house until July 1. So there we are, June 23, heading to this community. The builder’s representative was busy with some other folks when we arrived, so she suggested we tour the model. So we did. And we were like WOW! Look at this floor plan! WOW! This kitchen is awesome! WOW! Look at this hallway lined with cabinets and granite! WOW! This family room is so big! WOW! The master bathroom has two vanities! WOW! Look at these closets!
You get the picture.
But I knew it wasn’t one of the floor plans we could afford, so we dismissed it. When we finally got to talk to the builder’s representative, we discussed the houses in our price range, then she asked if we had considered the model. No, we hadn’t. We didn’t know a thing about the model – square footage, price, price, price.
Then she told us the price. $3k over our budget. $3k over our budget over the course of 30 years might be doable.
But there was a catch – there’s always a catch. They’re expanding the neighborhood and once the new section opened, the house we loved could no longer be built. They were opening the new section on July 1. We had a week to decide.
Um, yeah. Allan does not like to be pressured when buying a $10 pack of undershirts, so you can imagine how he felt when he had seven days to decide whether to spend significantly more than $10 on a new house.
It was a rough week filled with last-minute trips to see other houses and long, long, LONG conversations about beautiful houses with gigantic yards and short commutes. Houses that, by the way, don’t exist.
We decided to go for it, to make the offer, because we realized we couldn’t have everything, but we could at least get a great house. The yard is small – slightly less than a quarter of an acre, but it’s flat and private. We’ll have no neighbors in the back. Plus we’ll have the nature reserve a short bike ride away (we’ll have to get bikes).
Now we’re in waiting mode. Waiting for the building permit to be approved, waiting for the loan to be completed. We’re expecting to move in sometime between mid-October and mid-November. Obviously we’d like to move in as soon as possible, and mid-October would be especially nice because of my birthday and all.
Allan’s already trying to pass it off as my gift this year… which might be okay.